Which Are Truly The Best Investments?

If you are keen to make your money go further, investing is always the best way to make this happen. It is important to remember that investing is a risk, and there is always the chance that you will lose everything you put into it. For this reason, you should only invest what you are capable of losing, but it’s also true that you can make a lot of money if you approach it in the right way and get a little lucky.

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When you go into investments, it’s good to have an idea of which investments tend to be worthwhile – although of course even this changes all the time, and you can never fully tell what the best investments will be next year or the year after that. However, there are some which seem to stand the test of time, and therefore are worth pursuing more than others. In this post, we’ll look at some of these so that you can much more effectively make your investment decisions.

High-Yield Savings Account

For some people, this is not what they are thinking of when they think about investments. But it is nonetheless true that if you want your money to go further, you are probably going to want to make use of a savings account first and foremost. This is a great way to ensure that you are going to get a lot more for your money, so it’s something that you should definitely spend time thinking about. In particular, you need to try and find a high-yield savings account, which are not necessarily all that easy to come across, but nonetheless are worth seeking out.

If you do manage to find one, you should sign up and put as much of your spare cash in there as possible. There are few safer, more lucrative investments than this, so it’s definitely worth doing this if you are able to.

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Certificates Of Deposit

You might not have heard of these, but for many investors they are all the rage right now in 2021, and with good reason. A certificate of deposit, or CD, is a federally-insured time deposit, and offers a much higher interest rate than most savings accounts. Each one will have its own specific maturity date, ranging from weeks to years, so you can’t access the funds until that time is up. You will also receive interest for the duration of the CD before the whole lump sum is paid back to you. There is a high degree of safety here, and some pretty good payouts, so they are worth considering for pretty much anyone keen to invest some money wisely and effectively.


It is almost always a good idea to invest in property, although of course the market varies and you need to try and find the best possible time to actually do it. As long as you time it well, however, you should find that you can make a lot of money in property, although it is the kind of investment that requires a fair amount upfront as well to get you going. You can make even more of a property investment if you use Act 60 tax incentives or a similar scheme, so it is always a good idea to be aware of those as well. All in all, property can be a perfectly lucrative way to make a lot of money quite safely, and it’s quite easy to do it as well.

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Dividend Stock Funds

Stock market investments are notoriously unstable, and unreliable, and this is not one of the first things that a newcomer should invest in. But even stock market investments can be made a little safer and more secure if you look into stocks that pay dividends. Essentially, with a dividend stock fund, you are going to earn in both the short-term and the long-term, and it’s a much more secure way of dabbling in the stock market than you might be used to if you have done it the traditional way in the past. This type of investment is a good idea for intermediate investors rather than beginners, but it is certainly one that you will want to think about.


There is a lot of back and forth about cryptocurrency, and everyone has their own opinion, but one thing’s for sure: a lot of people have already made a lot of money this way, and you could be one of the next crypto winners. The beauty of cryptocurrency is that it is permissionless, free to all no matter who they are, and decentralised, meaning that the market is not backed up by any central bank or other financial body. The simplest way to invest is to hold on to some Bitcoin or other cryptocurrency, but you can also trade between them if you prefer. Either way, it can prove very lucrative.

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Index Funds

An index fund is a type of mutual fund that holds the stocks in question in a particular market index. You will receive returns based on the performance of that market, so you are obviously going to choose one that you think is going to generally do quite well. This is one of the best investment types for long-term savings goals, so if you are keen to try and make a lot more money in the long term you should definitely consider this possibility. All in all, it’s one to consider for investors of all skill levels.

Taking Care

Finally, make sure that you are taking care, whatever you might choose to invest in. You need to make sure that you are not putting yourself in any trouble, as that can easily lead to a lot of worrying circumstances if you are not careful. Instead, be sure to take care, go slow, do your research thoroughly every time, and generally ensure that you are not doing anything beyond your own appetite for risk. With all that considered, you should be able to make some money this way.

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