Browsing Category

Easy Money Tips

Painless ways you can save money this month

Saving. It’s something we all know we should be doing, yet most of us put it off! Many people choose to save in two ways, either for a specific thing such as a house, a car or a holiday, or they choose to save for a rainy day, in case something goes wrong and they want more financial stability. Those who really have things figured out manage to account for both!

However you choose to save, it doesn’t have to be a long, drawn-out process. It doesn’t mean you have to miss out on time with friends or doing the things you enjoy. It just means thinking ahead to the future and protecting yourself financially – check out for more information on debt, County Court Judgement and looking after your money.

Here we’ll explore some painless ways you can save some money this month.

Make it automatic

Waiting until the end of the month to transfer whatever is left in your current account into your savings isn’t the best approach. Instead of putting it off, consider automating your savings at the start of every month and having a set amount move from one account to your savings. You don’t even have to do anything once it is set up! Just work out how much you can put aside and let your bank provider do the rest.

Cut back on alcohol

Ok, we all enjoy a glass of wine or a cool beer after a hectic week. But cutting back on those bottles will certainly save you some cash. Consider choosing to drink one day a week, or only drinking when you go out for a meal. It’s not only healthier for your wallet, but for your physical health too!

Get better at cooking

When we’ve had a long day, the last thing we want to do is cook a meal from scratch. Even if we have the ingredients. This means most of us open those takeaway apps and promise ourselves we’ll do better next week! Getting better at cooking will mean you’re less likely to waste money on takeaways. If time and energy is an issue, find meals you can batch cook and freeze for later!

Wait for the sales

Need new jeans? Or a coat? Hold off for as long as you can and wait for the sales. Even just a few pounds off will mean more savings for your pot. Consider choosing clothes that are better quality and they’ll hopefully last you several seasons. Investment pieces will keep your overall costs down and you can pocket the difference.

Borrow don’t buy

Whether you’re an avid gamer or you love reading, consider borrowing items rather than buying them. You’ll only use these items once, so spending big bucks on them is a total waste of money. Consider borrowing from friends, neighbours, even siblings and colleagues!

Final thoughts…

What do you make of these painless ways to save money? You’ll find that lots of little financial changes will make a big difference when it comes to your saving pot. Start today!

Can You Put Your Money To Better Use?

Are you someone who is a little bit guilty of spending money on the wild side. Some of us progress into adult life knowing exactly how to use our money…

3 DIY Ways To Save Money From Home

Hey big spender! It seems we’re all constantly trying to save, but the elusive art of shrewd spending is hard to master in a modern world that seems to charge…

How to Cut Costs on Vehicle Upgrades

How to Cut Costs on Vehicle Upgrades When the economy is in bad shape, vehicle upgrades usually have to take a backseat. Even if your personal finances are in good…

How to Feel On Top of Your Finances

We’ve all been there, right? The most stressful part about managing your money doesn’t have to be whether you have enough to buy groceries, or pay your rent – it’s…