Browsing Category


What Should You Do If You’re Injured On the Job?

Workplace injuries are more common than most people realize. In fact, in the U.S. alone, it’s estimated that 540 work-related injuries occur every hour. Obviously, some of those injuries are more extreme than others depending on the type of work you do.

But, it’s important to know exactly what to do if you get injured on the job or if something related to your job has caused you to become ill.

This is especially important since the COVID-19 pandemic hit. Knowing your rights as an employee keep you safe and ensure that you’re taken care of, so you won’t have to worry about your injury or illness keeping you from having an income.

So, what are some of the first things you should do if you’re injured at work?

File an Accident Report Immediately

The worst thing you can do if you’re injured at work is to keep it to yourself. Even if the injury is minor, file a report. Talk to your employer or human resources professional about it immediately to make sure everyone is aware and on the same page.

When you file a report, you’re letting your employer know that you’re taking this injury seriously. They should respond accordingly by working with you to rectify the problem.

Talk to a Doctor

Immediately after you’ve talked to your employer, it’s a good idea to go to the hospital, or at least your doctor. Don’t wait for several days before seeking out medical attention. Again, even if the injuries are minor, you could be at risk for internal bleeding.

A doctor will also confirm the injuries. So, if you need to work things out with your employer, you will have a medical professional to back up your case.

Work With a Workers’ Compensation Attorney

In many cases, getting injured on the job means your employer will pay for your medical expenses. Of course, that may not be the case if the accident was preventable and it was your fault. For instance, in situations where drugs or alcohol are involved or if warnings are clearly posted, you may be the one who caused the injury.

But, if it was a true accident that couldn’t be avoided, you could be entitled to payment. You should also find out how much is disability insurance, so you won’t go without some type of financial support while you get back on your feet.

If this outline seems simple, that’s because it should be. The most important thing to keep in mind when you’re injured at work is to be as transparent as possible. Be clear with your employer, with your fellow employees, and with any medical professionals you see. The more details you can give about what happened and how you got hurt, the easier the process will be for everyone involved.

Ideally, you and your employer will be able to reach a financial agreement without going to court or getting lawyers involved. But, if that does happen, having everything out in the open from the beginning will be a big benefit for you.

Why Self-Employment Doesn’t Mean Isolation

According to Gallup data from the State of the Self-Employed – released in May 2020 by QuickBooks –, approximately 30% of the population in the U.S. have been self-employed for…

Four Tips For Leaving The Grind Of A 9-5

A growing number of people, both young and old, are saying goodbye to their regular 9-5 job in favor of becoming their own boss. But starting a business and leaving…

5 Small Business Ideas for Creative People

If you’re looking for ways to pursue your creative talents this year, why not consider starting your own business? Freelancing is easier now more than ever as there are plenty…

The Financial Benefits Of Working From Home

If you’re already working from home, perhaps because you’re a freelancer, or maybe because your boss permits it, you will already know how wonderful this can be. You can work…

Here’s Your Cheat Sheet To The Job Market

Are you worried about finding the right position for you on the job market? Well, fear no more because in this guide you’ll find everything you need to make sure…

Negotiating Your Non-Negotiable Expenses

Often when we talk about mitigating financial disasters, we talk about budgeting by cutting back on non-essential needs. We think about going without things like Netflix, meals out, and all…