Buying a New Car? Here’s What to Consider First

Are you thinking of buying a new car? It’s an exciting time; you have many options from different brands, model types, and price points. But before you start test-driving cars and comparing features, you need to do your research. There are many ways you can spend less when buying a new car — for example, negotiating with the dealer or financing wisely. Here are some things to consider before visiting a dealership.

Research the Make and Model You Want

There are so many different car makes and models to choose from that it can be overwhelming to narrow down your options. The first step toward narrowing down your choices is to research the make and model you want. You can start with the basics: Do you need this car to be family-friendly? How many passengers will be in the car? What are your driving needs and habits, i.e., highway driving, city driving, etc.? Is fuel efficiency important to you? What are the different car options within the make and model you want? How do the different cars in your make and model compare to each other in terms of cost, features, and functionality? What are the safety features for the various cars in your make and model?

Once you’ve decided what you use your car for most and what you need from a new vehicle, it’s time to start researching your options. You can ask your family and friends about their cars and check online forums. Reading customer reviews is a constructive way to assess whether the vehicle you’re looking at is the right fit for you and your lifestyle.

Research Financing Options

There are various financing options available when buying a car, so it’s essential to understand the different financing options and their pros and cons. The first option is to finance the car through your bank or credit union. This will likely result in a higher APR, but it could be a good option if you have poor credit and can’t get a loan from a dealer. Another option is to finance the car through the dealership. This is a riskier option because you have less control over the interest rate. And since it’s through the dealership, you won’t be able to use the same tactics to lower your interest rate. If you choose to finance through the dealership, shop around to find the best interest rate.

Decide on a Budget, And Don’t be Afraid to Negotiate

Before you go to the dealership, create a budget for what you can afford to spend on a car. You can use this budget to negotiate with the dealer. You want to make sure you have a hard limit in line that you know not to go over so you don’t regret your decision after you’ve paid. Try to have a price that you’d like to stay under and a price that you can’t go over to give yourself some room to work with and price range to look into. It even might be worth looking into paying in monthly or annual installments for a new car if that fits your finances better.

A new car is a major purchase, so be prepared to consider your options. If a salesperson is pressuring you to buy, walk away, as you don’t want to be rushed into a decision. Instead, shop around at different dealerships to find the best deal. Dealerships compete with each other for your business, so check the financing offers to make sure you understand all your different options.

Ask About Maintenance Costs

Cars are expensive, and there are a lot of maintenance costs that come with owning a car. You’ll want to ensure your chosen vehicle has a maintenance schedule that works for your budget. You can ask the salesperson about the maintenance costs for the car you are interested in. You can also do some research online. Find out if there are specific brands of oil or fluids you should use for the particular make and model you are interested in.

You might also want to check that there’s a manual you can use to fix any simple problems with your vehicle yourself. Helpful material like a Ford Service Manuals can prevent long-term costs as you can check your car yourself rather than rushing to the mechanic for every problem.

Test Drive the Car(s) You’re Interested In

Once you’ve narrowed down the makes and models that interest you, it’s time to test drive the car(s) you’re interested in. There are a few things to remember when test driving a car. First, try to test drive several different cars to get a feel for what you like and what you don’t. Second, make sure to check the car’s features. Make sure the vehicle has everything you’re looking for, including features like the infotainment system, Bluetooth connectivity, and other technology features. You can also use the test drive to check for any issues or problems. If you have any worries about the car itself, you want to bring them up and address them before you make the purchase.

Finally, you want to use the test drive to get a feel for the car, whether you enjoy driving it, and whether it feels like the right fit. No amount of research is the same as actually taking the car out yourself, so make sure that driving your potential new car feels natural, compatible, and safe.


Buying a new car can be a daunting decision and potentially an expensive one if you don’t do your research. By making sure you know exactly what kind of car you want and what you need a vehicle for, you should be able to narrow your options down until you have the perfect fit. If you can, try not to rush into any big decisions. Instead, take your time to look around at various dealerships, test drive different cars, and compare benefits, costs, and potential insurance programs to ensure you’re getting the best possible deal. It can seem stressful, but looking for a new car can also be fun! Keep in mind your budget and your absolutely must-haves, and try to enjoy the process.

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