Advice For Americans Without Health Insurance

Recent statistics have shown that there has been an increase in the number of people in the United States that are living without medical insurance. If you fall into this category, you may be feeling worried about what may happen if you are someone you love falls ill. With that being said, in this post, we are going to take a look at some pieces of advice for navigating medical care without insurance.

  1. Find out if you are eligible for Medicaid

    – The first thing you need to do is find out whether you are eligible for Medicaid. This is typically going to be determined based on your household size and income. Where you live also plays a role. This system is based on those who are disabled and the lowest earners. The management and eligibility of this program do differ from state-to-state, and so you need to find out what applies in your area. There are other systems that have been set-up to help those who are not insured. Take a look at lifesaversfoundation.org to find out more about how children can get emergency care without insurance.

  2. Do your research

    – It is so important to take your time and do your research. Spend some time looking online to find out all about the different healthcare providers in your area and the fees they charge. Knowledge is certainly power, and so the more digging you do, the better position you will find yourself in. Thanks to the internet, it is easier than ever before to find out all of the information you need about any sort of organization, including reading reviews from people who have been to the clinic in question before.

  3. Do not rule out community health clinics

    – A lot of people do not consider community health clinics because they have a bit of a bad reputation. However, you should definitely think about going down this route. Community health clinics are designed to assist the uninsured and they provide sliding fee scales. Because of this, it is assumed that quality levels are poor. This is not the case. In fact, the American Journal of Preventive Medicine carried out research that showed the level of care is just as good – if not better – when compared with the care received in private hospitals.

  4. Look for medical providers offering a cash-only service

    – There are a number of healthcare providers that do not accept insurance at all. They could be called concierge-based medicine providers, as well as direct primary care or cash-only clinics. Some of these clinics will be willing to offer you a monthly payment plan. It is beneficial for the doctors as well, as they are able to earn money without having to go through the bureaucracy of insurance contracts and claims.

All in all, there is no denying that there is a large chunk of the population that do not have medical insurance. If you fall into this category, we hope that you have found the information above useful.

  • Getting Excited About Fishing

    Fishing is often one of those things that we either do or don’t. If you grew up heading out on fishing trips with your parents or grandparents, you might have carried the hobby on into adulthood. If not, you may never have even considered trying…

  • Moving House? Here’s Our New Home Checklist

    Moving into your first home, or your next home is the most exciting part of adult life. Having your own individual space to enjoy is one of the greatest joys and it will allow you to live your life in your own way. Today we…

  • How to Optimize Spending so You’re Covered in an Emergency

    The bard once said that we should “neither a borrower nor a lender be”. And while that may have been shrewd financial advice for a playwright with loyal patronage in Jacobean times, it’s less well suited to the 21st century household budget. The truth is…

  • If You Want To Get Rich, You Must Invest In Property

    If you look at the portfolios of some of the most successful people in the world, you invariably find something – property is the backbone of their wealth. This fact isn’t by chance: it is by design. Property is the asset that keeps on giving,…

  • Reduce Your Stress With These Funny-Bone Tickling Money Jokes

    Saving money is the bane of everyone’s life in adulthood. The constant battle between spending and saving is something we all have to deal with and it is important for us to really knuckle down and make smart decisions every day. Saving money is something…

  • Debunking 10 Home Equity Line of Credit (HELOC) Myths

    Home equity lines of credit (HELOCs) have grown in popularity over the last few years, as more people look for cheaper or more accessible financing alternatives to conventional bank loans. Unfortunately, however, misinformation and misunderstandings surrounding HELOCs have also increased. If you’re thinking of taking…

  • How To Be Healthy As You Get Older

    Looking after your health is important, especially when it comes to you getting older. And although you may want to care less about looking after yourself and enjoying life more, it’s still good to be conscious of what’s going on in your body. Here are…

  • How Much Equity Should You Build Before Selling Your House?

    If you’re a homeowner and your goal is to maintain a debt-free lifestyle, knowing how much equity you should have before you sell is vital. Selling your home without building enough equity to cover the associated costs can set you back on the road to…

  • 6 Ways to Maximize Compensation When You’re Injured

    No one wants to be injured. It hurts, it could limit your mobility, and you might be out of work for a long time. However, the least you can do if you’re injured is to make the most of it. For some people, this means…